October 9, 2025October 16, 2025How Much do People with Employer Plans Spend Out-of-Pocket on Cost-Sharing? Private insurance by .This Peterson-KFF Health System Tracker chart collection examines trends in employee spending on deductibles, copayments, and coinsurance from 2012 to 2023 using a sample of health benefit claims for individuals under 65. Check your inbox or spam folder to confirm your subscription.